Women and Health Plans

Throughout history there have been many remarkable women – from the suffragettes, to Joan of Arc to Florence Nightingale.

But it’s not just those that are immortalised in the history books that are remarkable; all women are remarkable.

Just like Florence Nightingale, it’s important to understand the importance of good medical care for women. Good private medical insurance can ensure you live a happy, healthy life.

Healthcare for Women

Private health care for women must incorporate many additional services than would be required on a male’s private medical plan.

Gynaecology and maternity are necessities that are found exclusively on women’s health plans, but there are other ailments that need additional resources.

Breast cancer is a disease found almost exclusively in women, so ensuring breast cancer care is included in your cover is essential.

Heart disease is also an issue as, while more men die of heart disease, in women it tends to be underdiagnosed.

By including Obstetrics on your health care plan, you can be reassured that, if you get pregnant you and your child will have the greatest quality health care available to you – both before and following the birth.

Why Private Medical Cover?

PMI is an insurance health plan which allows you to pay for medical care in private facilities and hospitals across the country.

One of the many reasons people opt for private health care over the NHS is the long waiting lists you can end up on with the national service. The average NHS waiting time for treatments is around 8 weeks; private health cover can get you seen a lot quicker.

Private hospitals and healthcare centres are often able to provide much more comfortable surroundings and private rooms should they be needed, whereas in an NHS hospital you may have to share a room with a number of other patients.

The Gender Pay Gap

While women are often prone to more illness than men, they often get dealt a bad hand in the world of work too.
Many decry the gender pay gap as feminist propaganda, but the fact is there is a 14.2% difference between the average wages of men and women. The Fawcett Society have even declared 9th of November as Equal Pay Day – the date from which British women essentially work for free until the end of the year.
If you feel you are being unfairly paid, it is worth taking this up with your manager. However, low pay and money problems can lead to stress, anxiety and depression – situations where you will need to reach out to your private medical insurance professional to get the help needed.

Facts About the Gender Pay Gap

It starts in Children

According to pocket money app ‘Go Henry’, young boys are getting 15% more pocket money than young girls for chores. The biggest disparity in chores was with help laying the table: boys being paid on average £1.59, compared to the girls 51p.

Mothers lose out, Fathers benefit

Disregarding the fact that women can find it more difficult to get jobs once they become a mother, or even reach the same wage as equally qualified men, it turns out that working fathers see boosts to their salaries. Father’s earnings increase on average over 6%, compared to a 4% decrease PER CHILD for mothers.

Graduate Salaries are Affected

While for the most part the pay gap is starting to close in younger workers, there’s still a disparity with graduate salaries. The average graduate salary is £2,000 more for men than women. And Despite new graduates holding the same degree qualifications, male grads are able to command up to £8,000 more in their starting salaries. One in 5 men are paid more than £30k after their degree, compared to just 8% of women.

No Profession is Exempt

Even Hollywood has a huge wage gap: the highest paid female actress is currently ‘Hunger Games’ star Jennifer Lawrence, earning $52 million in this past year. But it pales in comparison to ‘Iron Man’ Robert Downey Jr – earning an eye-watering $80 million in the same period as the highest earner in Tinsel Town.
Money is one of life’s biggest causes of stress, anxiety and depression. Again, should you feel stress or anxiety from your work situation, as well as speaking with your boss, if you are covered by private medical insurance they should be able to help you seek the medical help you may need should your mental health be affected.

Obstetrics and Gynaecology Healthcare

Obstetrics and Gynaecology

One of the biggest healthcare needs of women is obstetrics and gynaecological treatment. It’s something that needs serious consideration when taking out a private medical insurance plan.

If your private health care plan contains obstetrics and gynaecology options, there will be experienced physicians on hand to provide the best medical care available.

Obstetricians will focus on pregnancy, labour and complete care of you as a patient throughout your pregnancy. Pre-natal visits should be included, to ensure the health of both mother and child. You will be advised on your birthing options, and will be supported as a family before birth and after, into motherhood.

Gynaecology on your private medical cover should specialise in reproductive health issues, as well as treating risks and disease of the ovaries, uterus, cervix and vagina.

Your private gynaecologist will be on-hand to provide complete peace of mind about your health as a women. Should you need any surgeries, such as hysterectomies then these should be included within a medical plan.

Taking care of your health as a women is essential – by ensuring you have obstetrics and gynaecology included on your private medical insurance plan, you are reducing your risks of health issues further down the line, while ensuring you receive the best care available should any unexpected health issues occur.